/* ============================================================
   1. TOKENS
   ============================================================ */
:root {
  color-scheme: light;               /* Committed light-only design. */

  --navy:        #0f1f3a;
  --navy-deep:   #0a1628;
  --navy-mid:    #1a2d4d;
  --ochre:       #d49b3a;            /* Rules, dots, fills. NOT small text on light. */
  --ochre-bright:#e6a93f;            /* Accent on dark grounds only. */
  --ochre-text:  #8a6114;            /* Accessible ochre for text on light. 5.16:1 */
  --cream:       #f5f0e6;
  --paper:       #faf7f0;
  --ink:         #1c1c1c;
  --slate:       #515c69;            /* Darkened from #5a6776 for 6.36:1 */
  --line:        #d8cfbe;
  --hairline:    rgba(15, 31, 58, 0.12);
  --hairline-dk: rgba(245, 240, 230, 0.14);

  --measure: 62ch;
  --pad: clamp(20px, 4vw, 32px);
  --focus: 0 0 0 2px var(--paper), 0 0 0 4px var(--ochre-text);

  --ease: cubic-bezier(0.22, 1, 0.36, 1);
}

/* ------------------------------------------------------------
   CONTRAST NOTE — do not undo this without re-testing.
   #d49b3a on #f5f0e6 measures 2.16:1 and fails WCAG AA for
   text at every size. Ochre therefore appears on light grounds
   only as a rule, dot, border or button fill. Ochre *text* on
   light uses --ochre-text (#8a6114, 5.16:1 on paper).
   On navy, --ochre (6.69:1) and --ochre-bright (7.92:1) both
   pass comfortably and are used freely.
   ------------------------------------------------------------ */

*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; padding: 0; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  font-family: 'Inter Tight', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  background: var(--paper);
  color: var(--ink);
  line-height: 1.55;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
  text-wrap: pretty;
}

img, svg, video { max-width: 100%; height: auto; display: block; }

h1, h2, h3, h4 { text-wrap: balance; }

/* ============================================================
   2. GRAIN — 2.5% SVG turbulence over the whole page.
   Gives the cream grounds the tooth of printed paper.
   ============================================================ */
body::before {
  content: '';
  position: fixed;
  inset: 0;
  z-index: 9999;
  pointer-events: none;
  opacity: 0.028;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='200' height='200'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='200' height='200' filter='url(%23n)'/%3E%3C/svg%3E");
}

/* ============================================================
   3. ACCESSIBILITY PRIMITIVES
   ============================================================ */
.skip-link {
  position: absolute;
  left: 12px; top: -60px;
  z-index: 10000;
  background: var(--navy);
  color: var(--paper);
  padding: 12px 20px;
  border-radius: 2px;
  text-decoration: none;
  font-weight: 500;
  transition: top 0.15s var(--ease);
}
.skip-link:focus { top: 12px; }

:focus-visible {
  outline: 2px solid var(--ochre-text);
  outline-offset: 2px;
  border-radius: 2px;
}
.on-dark :focus-visible, .problem :focus-visible, footer :focus-visible, .quote :focus-visible {
  outline-color: var(--ochre-bright);
}

.visually-hidden {
  position: absolute; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden;
  clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}

/* ============================================================
   4. LAYOUT PRIMITIVES
   ============================================================ */
.container { max-width: 1240px; margin: 0 auto; padding: 0 var(--pad); }
section { padding: clamp(64px, 9vw, 108px) 0; }

.eyebrow {
  font-family: 'JetBrains Mono', ui-monospace, monospace;
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ochre-text);
  font-weight: 500;
}
.on-dark .eyebrow, .problem .eyebrow, .quote .eyebrow { color: var(--ochre-bright); }

.section-header { margin-bottom: clamp(40px, 6vw, 64px); max-width: 780px; }
.section-eyebrow { display: block; margin-bottom: 16px; }
.section-title {
  font-family: 'Fraunces', Georgia, serif;
  font-optical-sizing: auto;
  font-size: clamp(32px, 4.6vw, 56px);
  line-height: 1.05;
  letter-spacing: -0.025em;
  color: var(--navy);
  font-weight: 700;
  margin-bottom: 22px;
}
.section-title em {
  font-style: italic;
  font-weight: 500;
  color: var(--ochre-text);
}
.problem .section-title em, .quote .section-title em { color: var(--ochre-bright); }
.section-lead {
  font-size: clamp(16px, 1.6vw, 18px);
  color: var(--slate);
  line-height: 1.65;
  max-width: var(--measure);
}

/* ============================================================
   5. BUTTONS
   ============================================================ */
.btn-primary {
  display: inline-flex; align-items: center; gap: 12px;
  padding: 17px 30px;
  background: var(--navy);
  color: var(--paper);
  text-decoration: none;
  font: 500 15px/1 'Inter Tight', sans-serif;
  border: none; border-radius: 2px;
  cursor: pointer;
  transition: background 0.2s var(--ease), transform 0.2s var(--ease);
}
.btn-primary::after { content: '→'; transition: transform 0.2s var(--ease); }
.btn-primary:hover { background: var(--ochre); color: var(--navy-deep); }
.btn-primary:hover::after { transform: translateX(4px); }

.btn-ghost {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 17px 4px;
  color: var(--navy);
  text-decoration: none;
  font: 500 15px/1 'Inter Tight', sans-serif;
  border-bottom: 2px solid var(--navy);
  transition: color 0.2s, border-color 0.2s;
}
.btn-ghost:hover { color: var(--ochre-text); border-color: var(--ochre-text); }

/* ============================================================
   6. STORM BAND — populated by /.netlify/functions/storm-warning
   Hidden by default. Only ever states a fact from the Bureau.
   ============================================================ */
.storm-band {
  display: none;
  background: var(--navy-deep);
  color: var(--cream);
  border-bottom: 1px solid var(--navy-mid);
  font-size: 14px;
}
.storm-band.is-active { display: block; }
.storm-band-inner {
  max-width: 1240px; margin: 0 auto;
  padding: 11px var(--pad);
  display: flex; align-items: center; gap: 12px; flex-wrap: wrap;
}
.storm-band .flag {
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--ochre-bright); flex-shrink: 0;
}
.storm-band a { color: var(--ochre-bright); }
.storm-band .src {
  font-family: 'JetBrains Mono', monospace;
  font-size: 10px; letter-spacing: 0.12em; text-transform: uppercase;
  color: rgba(245,240,230,0.55); margin-left: auto;
}

/* ============================================================
   7. NAV
   ============================================================ */
nav {
  position: sticky; top: 0; z-index: 100;
  background: rgba(250, 247, 240, 0.9);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--hairline);
}
.nav-inner {
  display: flex; justify-content: space-between; align-items: center;
  gap: 24px;
  padding: 14px var(--pad);
  max-width: 1240px; margin: 0 auto;
}
.logo { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--navy); }
.logo-mark {
  width: 38px; height: 38px; flex-shrink: 0;
  background: var(--navy); border-radius: 50%;
  display: grid; place-items: center;
  color: var(--ochre);
  font-family: 'Fraunces', serif; font-weight: 900; font-size: 18px; font-style: italic;
}
.logo-text { font-family: 'Fraunces', serif; font-weight: 600; font-size: 17px; letter-spacing: -0.01em; line-height: 1.1; }
.logo-sub {
  font-family: 'JetBrains Mono', monospace; font-size: 9px;
  letter-spacing: 0.15em; text-transform: uppercase;
  color: var(--ochre-text); display: block; margin-top: 3px;
}
.nav-links { display: flex; align-items: center; gap: 26px; }
.nav-links a {
  color: var(--navy); text-decoration: none; font-size: 14.5px; font-weight: 500;
  padding: 6px 0; border-bottom: 1px solid transparent; transition: border-color 0.2s;
}
.nav-links a:hover { border-bottom-color: var(--ochre); }
.nav-cta {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 11px 18px; background: var(--navy); color: var(--paper) !important;
  text-decoration: none; font-weight: 500; font-size: 14px; border-radius: 2px;
  border-bottom: none !important; transition: background 0.2s;
}
.nav-cta:hover { background: var(--ochre); color: var(--navy-deep) !important; }

.nav-toggle {
  display: none;
  background: none; border: 1px solid var(--line); border-radius: 2px;
  padding: 9px 12px; cursor: pointer; color: var(--navy);
  font: 500 13px/1 'JetBrains Mono', monospace; letter-spacing: 0.1em; text-transform: uppercase;
}
.mobile-menu {
  display: none;
  border-top: 1px solid var(--hairline);
  background: var(--paper);
  padding: 8px var(--pad) 24px;
}
.mobile-menu[data-open="true"] { display: block; }
.mobile-menu ul { list-style: none; }
.mobile-menu li { border-bottom: 1px solid var(--hairline); }
.mobile-menu a {
  display: block; padding: 15px 2px; color: var(--navy);
  text-decoration: none; font-size: 16px; font-weight: 500;
}
.mobile-menu .m-cta {
  display: block; margin-top: 20px; text-align: center;
  background: var(--navy); color: var(--paper); padding: 15px; border-radius: 2px;
}

/* ============================================================
   8. HERO
   ============================================================ */
.hero { padding: clamp(48px, 7vw, 84px) 0 clamp(56px, 8vw, 96px); position: relative; overflow: hidden; }
.hero::before {
  content: ''; position: absolute; top: -80px; right: -12%;
  width: 620px; height: 620px; pointer-events: none;
  background: radial-gradient(circle, rgba(212,155,58,0.10) 0%, transparent 68%);
}
.hero-grid {
  display: grid; grid-template-columns: minmax(0,1fr) 340px;
  gap: clamp(40px, 6vw, 80px); align-items: end;
  position: relative; z-index: 1;
}
.hero-headline {
  font-family: 'Fraunces', Georgia, serif;
  font-optical-sizing: auto;
  font-weight: 700;
  font-size: clamp(40px, 6.6vw, 92px);
  line-height: 0.96;
  letter-spacing: -0.035em;
  color: var(--navy);
  margin: 24px 0 28px;
}
.hero-headline .accent { color: var(--ochre-text); font-style: italic; font-weight: 500; }
@media (min-width: 768px) { .hero-headline .accent { display: block; } }
.hero-sub {
  font-size: clamp(17px, 1.8vw, 19px);
  color: var(--slate); max-width: 58ch; line-height: 1.6; margin-bottom: 34px;
}
.hero-sub strong { color: var(--navy); font-weight: 600; }
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; align-items: center; }
.hero-price-note {
  margin-top: 22px;
  font-family: 'JetBrains Mono', monospace; font-size: 11.5px;
  letter-spacing: 0.1em; text-transform: uppercase; color: var(--slate);
}
.hero-price-note b { color: var(--navy); font-weight: 600; }

.hero-side { border-left: 1px solid var(--line); padding-left: 32px; padding-bottom: 6px; }
.hero-side-label {
  font-family: 'JetBrains Mono', monospace; font-size: 10px;
  letter-spacing: 0.18em; text-transform: uppercase; color: var(--slate); margin-bottom: 18px;
}
.hero-credentials { display: flex; flex-direction: column; gap: 14px; list-style: none; }
.cred-item { display: flex; align-items: baseline; gap: 12px; font-size: 14px; color: var(--navy); }
.cred-item .dot { width: 6px; height: 6px; background: var(--ochre); border-radius: 50%; flex-shrink: 0; }
.cred-item .num { font-family: 'JetBrains Mono', monospace; font-size: 11px; color: var(--slate); margin-left: auto; }

/* ============================================================
   9. TICKER
   ============================================================ */
.ticker {
  background: var(--navy); color: var(--cream);
  padding: 15px 0; overflow: hidden;
  border-top: 1px solid var(--navy-mid); border-bottom: 1px solid var(--navy-mid);
}
.ticker-track {
  display: flex; gap: 56px; width: max-content;
  animation: scroll 46s linear infinite;
  white-space: nowrap;
  font-family: 'JetBrains Mono', monospace; font-size: 12px;
  letter-spacing: 0.12em; text-transform: uppercase;
}
.ticker-item { display: flex; align-items: center; gap: 12px; }
.ticker-item .ochre { color: var(--ochre-bright); }
@keyframes scroll { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* ============================================================
   10. PROBLEM (dark)
   ============================================================ */
@property --drift { syntax: '<percentage>'; inherits: false; initial-value: 20%; }

.problem { background: var(--navy); color: var(--cream); position: relative; overflow: hidden; }
.problem::before {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background-image:
    radial-gradient(circle at var(--drift) 30%, rgba(212,155,58,0.09) 0%, transparent 42%),
    radial-gradient(circle at 80% 72%, rgba(212,155,58,0.06) 0%, transparent 42%);
  animation: drift 34s ease-in-out infinite alternate;
}
@keyframes drift { to { --drift: 34%; } }
.problem .section-title { color: var(--cream); }
.problem-grid {
  display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr);
  gap: clamp(40px, 6vw, 72px); align-items: start;
  position: relative; z-index: 1;
}
.problem-text p { margin-bottom: 20px; color: rgba(245,240,230,0.85); font-size: 17px; line-height: 1.72; max-width: var(--measure); }
.problem-text strong { color: var(--ochre-bright); font-weight: 600; }

.insurer-quote {
  border-left: 3px solid var(--ochre); padding: 4px 0 4px 26px; margin: 28px 0;
}
.insurer-quote blockquote {
  font-family: 'Fraunces', serif; font-size: clamp(19px, 2.2vw, 23px);
  line-height: 1.42; color: var(--cream); font-style: italic; font-weight: 400;
}
.insurer-quote cite {
  display: block; margin-top: 14px; font-style: normal;
  font-family: 'JetBrains Mono', monospace; font-size: 10.5px;
  letter-spacing: 0.13em; text-transform: uppercase; color: rgba(245,240,230,0.6);
}
.insurer-quote cite a { color: rgba(245,240,230,0.72); }

.callout { border-left: 3px solid var(--ochre); padding: 20px 0 20px 26px; margin-top: 32px; }
.callout-label {
  font-family: 'JetBrains Mono', monospace; font-size: 11px;
  letter-spacing: 0.15em; text-transform: uppercase; color: var(--ochre-bright); margin-bottom: 12px;
}
.callout p { font-family: 'Fraunces', serif; font-size: 21px; line-height: 1.42; color: var(--cream); font-style: italic; }

.problem-stats {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 190px), 1fr));
  gap: 1px; background: var(--navy-mid); border: 1px solid var(--navy-mid);
  container-type: inline-size;
}
.stat-cell { background: var(--navy); padding: 32px 26px; }
.stat-num {
  font-family: 'Fraunces', serif;
  font-size: clamp(38px, 4.4vw, 54px);
  font-weight: 600; color: var(--ochre-bright);
  line-height: 1; letter-spacing: -0.025em; margin-bottom: 12px;
  font-variant-numeric: lining-nums tabular-nums;
}
.stat-label { font-size: 13.5px; color: rgba(245,240,230,0.78); line-height: 1.55; }
.stat-source {
  font-family: 'JetBrains Mono', monospace; font-size: 9.5px;
  color: rgba(245,240,230,0.5); margin-top: 14px;
  letter-spacing: 0.1em; text-transform: uppercase; line-height: 1.5;
}

/* ============================================================
   11. PROCESS
   ============================================================ */
.process-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
  margin-top: 8px; border-top: 1px solid var(--line);
}
.process-step { padding: 36px 26px 36px 0; border-right: 1px solid var(--line); }
.process-step:last-child { border-right: none; padding-right: 0; }
.process-step:not(:first-child) { padding-left: 26px; }
.process-num { font-family: 'JetBrains Mono', monospace; font-size: 12px; color: var(--ochre-text); font-weight: 500; letter-spacing: 0.1em; margin-bottom: 22px; }
.process-title { font-family: 'Fraunces', serif; font-size: 21px; font-weight: 600; color: var(--navy); margin-bottom: 12px; line-height: 1.22; letter-spacing: -0.01em; }
.process-body { font-size: 14.5px; color: var(--slate); line-height: 1.62; }

/* ============================================================
   12. THE REPORT — annotated walkthrough
   ============================================================ */
.report { background: var(--cream); }
.report-grid { display: grid; grid-template-columns: minmax(0,1.05fr) minmax(0,1fr); gap: clamp(40px, 5vw, 72px); align-items: start; }

.report-doc {
  background: var(--paper); border: 1px solid var(--line);
  box-shadow: 0 30px 60px -30px rgba(15,31,58,0.28);
  padding: 0; position: relative; border-radius: 2px; /* no overflow:hidden — markers straddle the edge */
}
.report-head { border-radius: 2px 2px 0 0; background: var(--navy); color: var(--cream); padding: 20px 24px; display: flex; justify-content: space-between; align-items: center; gap: 16px; }
.report-head .rh-title { font-family: 'Fraunces', serif; font-size: 15px; font-weight: 600; letter-spacing: -0.01em; }
.report-head .rh-ref { font-family: 'JetBrains Mono', monospace; font-size: 10px; letter-spacing: 0.12em; color: var(--ochre-bright); }
.report-body { padding: 24px; }
.report-row { display: flex; justify-content: space-between; gap: 16px; padding: 9px 0; border-bottom: 1px solid var(--hairline); font-size: 12.5px; }
.report-row .k { font-family: 'JetBrains Mono', monospace; font-size: 10px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--slate); }
.report-row .v { color: var(--navy); font-weight: 500; text-align: right; }
.report-photos { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin: 18px 0; }
.report-photo {
  aspect-ratio: 4/3; background: linear-gradient(135deg, var(--navy-mid) 0%, var(--navy) 100%);
  border-radius: 2px; position: relative; display: grid; place-items: end start; padding: 8px;
}
.report-photo span { font-family: 'JetBrains Mono', monospace; font-size: 8px; color: rgba(245,240,230,0.62); letter-spacing: 0.08em; }
.report-zones { margin: 18px 0 0; }
.zone-row { display: grid; grid-template-columns: 1fr auto; gap: 12px; padding: 9px 0; border-bottom: 1px solid var(--hairline); font-size: 12.5px; align-items: center; }
.zone-name { color: var(--ink); }
.zone-grade { font-family: 'JetBrains Mono', monospace; font-size: 10px; letter-spacing: 0.1em; text-transform: uppercase; padding: 3px 9px; border-radius: 2px; }
.zone-grade.good { background: rgba(58,112,58,0.12); color: #2f5c2f; }
.zone-grade.watch { background: rgba(212,155,58,0.18); color: #7d5712; }
.zone-grade.act { background: rgba(176,74,58,0.12); color: #9c3f2c; }
.report-sign { margin-top: 20px; padding-top: 18px; border-top: 2px solid var(--navy); display: flex; justify-content: space-between; align-items: flex-end; gap: 16px; }
.sign-name { font-family: 'Fraunces', serif; font-style: italic; font-size: 21px; color: var(--navy); }
.sign-meta { font-family: 'JetBrains Mono', monospace; font-size: 9.5px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--slate); text-align: right; line-height: 1.7; }

/* numbered annotation markers */
.marker {
  position: absolute; width: 26px; height: 26px; border-radius: 50%;
  background: var(--ochre); color: var(--navy-deep); border: 2px solid var(--paper);
  font: 600 12px/1 'JetBrains Mono', monospace;
  display: grid; place-items: center; cursor: pointer;
  box-shadow: 0 3px 10px rgba(15,31,58,0.3);
  transition: transform 0.2s var(--ease), background 0.2s;
}
.marker:hover, .marker[aria-pressed="true"] { transform: scale(1.14); background: var(--ochre-bright); }
.marker[data-m="1"] { top: -13px; right: 26px; }
.marker[data-m="2"] { top: 172px; left: -13px; }
.marker[data-m="3"] { bottom: 138px; right: -13px; }
.marker[data-m="4"] { bottom: -13px; left: 26px; }

.annotations { list-style: none; }
.annotation {
  display: grid; grid-template-columns: 34px 1fr; gap: 16px;
  padding: 20px 0; border-top: 1px solid var(--line);
  transition: opacity 0.25s;
}
.annotation:last-child { border-bottom: 1px solid var(--line); }
.annotation.is-dim { opacity: 0.42; }
.annotation .a-num {
  width: 26px; height: 26px; border-radius: 50%; border: 1px solid var(--ochre);
  color: var(--ochre-text); font: 600 11px/1 'JetBrains Mono', monospace;
  display: grid; place-items: center;
}
.annotation h3 { font-family: 'Fraunces', serif; font-size: 18px; font-weight: 600; color: var(--navy); margin-bottom: 7px; }
.annotation p { font-size: 14.5px; color: var(--slate); line-height: 1.62; }

/* ============================================================
   13. PRICING
   ============================================================ */
.pricing-note { font-size: 14.5px; color: var(--slate); margin-bottom: 14px; max-width: 66ch; }
.pricing-note strong { color: var(--navy); font-weight: 600; }

.toggle-wrap { display: flex; align-items: center; gap: 14px; margin: 26px 0 40px; flex-wrap: wrap; }
.toggle {
  display: inline-flex; background: var(--cream); border: 1px solid var(--line);
  border-radius: 2px; padding: 3px; gap: 3px;
}
.toggle button {
  border: none; background: none; cursor: pointer;
  font: 500 13px/1 'Inter Tight', sans-serif; color: var(--slate);
  padding: 10px 18px; border-radius: 2px; transition: background 0.2s, color 0.2s;
}
.toggle button[aria-pressed="true"] { background: var(--navy); color: var(--paper); }
.toggle-saving { font-family: 'JetBrains Mono', monospace; font-size: 11px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--ochre-text); }

.pricing-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; align-items: stretch; }
.tier {
  container-type: inline-size;
  background: var(--paper); border: 1px solid var(--line);
  padding: 36px 30px; display: flex; flex-direction: column; position: relative;
  border-radius: 2px;
  transition: transform 0.3s var(--ease), box-shadow 0.3s var(--ease);
}
.tier:hover { transform: translateY(-4px); box-shadow: 0 24px 48px -18px rgba(15,31,58,0.16); }
.tier.featured { background: var(--navy); color: var(--cream); border-color: var(--navy); }
.tier-badge {
  position: absolute; top: -11px; left: 50%; transform: translateX(-50%);
  background: var(--ochre); color: var(--navy-deep);
  font: 600 10px/1 'JetBrains Mono', monospace;
  letter-spacing: 0.15em; text-transform: uppercase;
  padding: 6px 14px; border-radius: 2px; white-space: nowrap;
}
.tier-name {
  font-family: 'JetBrains Mono', monospace; font-size: 12px;
  letter-spacing: 0.18em; text-transform: uppercase; color: var(--ochre-text); margin-bottom: 20px;
}
.tier.featured .tier-name { color: var(--ochre-bright); }
.tier-price { display: flex; align-items: baseline; margin-bottom: 6px; color: var(--navy); flex-wrap: wrap; }
.tier.featured .tier-price { color: var(--cream); }
.tier-price .dollar { font-family: 'Fraunces', serif; font-size: 22px; font-weight: 500; margin-right: 3px; }
.tier-price .amount {
  font-family: 'Fraunces', serif; font-size: clamp(48px, 6cqi + 32px, 62px);
  font-weight: 600; line-height: 1; letter-spacing: -0.035em;
  font-variant-numeric: lining-nums tabular-nums;
}
.tier-price .period { font-size: 14px; color: var(--slate); margin-left: 8px; }
.tier.featured .tier-price .period { color: rgba(245,240,230,0.65); }
.tier-annual { font-size: 12.5px; color: var(--slate); min-height: 19px; }
.tier.featured .tier-annual { color: rgba(245,240,230,0.62); }
.tier-frequency {
  font-size: 13px; color: var(--ochre-text); font-weight: 600;
  margin: 18px 0 26px; padding-bottom: 22px; border-bottom: 1px solid var(--line);
}
.tier.featured .tier-frequency { color: var(--ochre-bright); border-color: var(--navy-mid); }
.tier-features { list-style: none; margin-bottom: 28px; flex: 1; }
.tier-features li { display: flex; align-items: flex-start; gap: 11px; padding: 9px 0; font-size: 14px; color: var(--ink); line-height: 1.5; }
.tier.featured .tier-features li { color: rgba(245,240,230,0.92); }
.tier-features .check { color: var(--ochre-text); font-weight: 700; flex-shrink: 0; }
.tier.featured .tier-features .check { color: var(--ochre-bright); }
.tier-features .dash { color: var(--slate); flex-shrink: 0; opacity: 0.6; }
.tier-features li.muted { opacity: 0.5; }
.tier-cta {
  display: block; text-align: center; padding: 15px;
  background: transparent; color: var(--navy); border: 1px solid var(--navy);
  text-decoration: none; font-weight: 500; font-size: 14px; border-radius: 2px;
  transition: background 0.2s, color 0.2s;
}
.tier-cta:hover { background: var(--navy); color: var(--paper); }
.tier.featured .tier-cta { background: var(--ochre); color: var(--navy-deep); border-color: var(--ochre); }
.tier.featured .tier-cta:hover { background: var(--ochre-bright); }
.pricing-foot { margin-top: 34px; font-size: 13px; color: var(--slate); max-width: 78ch; line-height: 1.65; }
.pricing-foot a { color: var(--ochre-text); }

/* ============================================================
   14. RECOMMENDER
   ============================================================ */
.recommender { background: var(--cream); }
.rec-card { background: var(--paper); border: 1px solid var(--line); border-radius: 2px; padding: clamp(28px, 4vw, 44px); max-width: 860px; }
.rec-progress { font-family: 'JetBrains Mono', monospace; font-size: 10.5px; letter-spacing: 0.15em; text-transform: uppercase; color: var(--slate); margin-bottom: 20px; }
.rec-q { display: none; }
.rec-q.is-current { display: block; }
.rec-q h3 { font-family: 'Fraunces', serif; font-size: clamp(21px, 2.6vw, 27px); font-weight: 600; color: var(--navy); margin-bottom: 22px; letter-spacing: -0.015em; }
.rec-options { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 190px), 1fr)); gap: 12px; }
.rec-opt {
  text-align: left; background: var(--paper); border: 1px solid var(--line);
  padding: 17px 18px; border-radius: 2px; cursor: pointer;
  font: 500 15px/1.4 'Inter Tight', sans-serif; color: var(--navy);
  transition: border-color 0.2s, background 0.2s, transform 0.2s var(--ease);
}
.rec-opt:hover { border-color: var(--ochre); background: var(--cream); transform: translateY(-2px); }
.rec-opt small { display: block; margin-top: 5px; font-size: 12.5px; font-weight: 400; color: var(--slate); }
.rec-result { display: none; }
.rec-result.is-current { display: block; }
.rec-result .r-label { font-family: 'JetBrains Mono', monospace; font-size: 10.5px; letter-spacing: 0.15em; text-transform: uppercase; color: var(--ochre-text); margin-bottom: 12px; }
.rec-result h3 { font-family: 'Fraunces', serif; font-size: clamp(26px, 3.4vw, 36px); color: var(--navy); font-weight: 700; margin-bottom: 14px; letter-spacing: -0.02em; }
.rec-result p { font-size: 16px; color: var(--slate); line-height: 1.65; margin-bottom: 12px; max-width: var(--measure); }
.rec-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 24px; align-items: center; }
.rec-restart { background: none; border: none; border-bottom: 1px solid var(--slate); color: var(--slate); font: 500 14px/1 'Inter Tight', sans-serif; cursor: pointer; padding: 4px 2px; }
.rec-restart:hover { color: var(--navy); border-color: var(--navy); }

/* ============================================================
   15. INSURANCE ANGLE
   ============================================================ */
.insurance-grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: clamp(40px, 5vw, 72px); align-items: start; }
.insurance-text p { margin-bottom: 20px; font-size: 17px; color: var(--slate); line-height: 1.72; max-width: var(--measure); }
.insurance-text strong { color: var(--navy); font-weight: 600; }
.insurance-features { margin-top: 34px; }
.feature-row { display: grid; grid-template-columns: 48px 1fr; gap: 18px; padding: 22px 0; border-top: 1px solid var(--line); }
.feature-row:last-child { border-bottom: 1px solid var(--line); }
.feature-num { font-family: 'JetBrains Mono', monospace; font-size: 12px; color: var(--ochre-text); font-weight: 500; padding-top: 4px; }
.feature-title { font-family: 'Fraunces', serif; font-size: 18px; font-weight: 600; color: var(--navy); margin-bottom: 7px; }
.feature-body { font-size: 14.5px; color: var(--slate); line-height: 1.62; }

.scenario-card { background: var(--navy); color: var(--cream); padding: clamp(28px, 4vw, 40px); border-radius: 2px; position: sticky; top: 96px; }
.scenario-label { font-family: 'JetBrains Mono', monospace; font-size: 10px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--ochre-bright); margin-bottom: 20px; }
.scenario-block { padding: 22px 0; border-bottom: 1px solid var(--navy-mid); }
.scenario-block:last-child { border-bottom: none; padding-bottom: 0; }
.scenario-heading {
  display: flex; align-items: center; gap: 10px; margin-bottom: 13px;
  font-family: 'JetBrains Mono', monospace; font-size: 11px;
  letter-spacing: 0.15em; text-transform: uppercase; font-weight: 500;
}
.scenario-heading.bad { color: #e59182; }
.scenario-heading.good { color: #9ec99e; }
.scenario-heading::before { content: ''; width: 22px; height: 1px; background: currentColor; flex-shrink: 0; }
.scenario-text { font-size: 14.5px; line-height: 1.72; color: rgba(245,240,230,0.86); }
.scenario-text strong { color: var(--cream); font-weight: 600; }
.scenario-foot { font-family: 'JetBrains Mono', monospace; font-size: 9.5px; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(245,240,230,0.5); line-height: 1.6; margin-top: 6px; }

/* ============================================================
   16. WHAT'S NOT INCLUDED
   ============================================================ */
.exclusions { background: var(--cream); }
.excl-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 250px), 1fr)); gap: 1px; background: var(--line); border: 1px solid var(--line); }
.excl-cell { background: var(--cream); padding: 26px 24px; }
.excl-cell h3 { font-family: 'Fraunces', serif; font-size: 17px; font-weight: 600; color: var(--navy); margin-bottom: 9px; display: flex; align-items: baseline; gap: 10px; }
.excl-cell h3::before { content: '×'; color: var(--ochre-text); font-family: 'JetBrains Mono', monospace; font-size: 15px; }
.excl-cell p { font-size: 14px; color: var(--slate); line-height: 1.6; }
.excl-foot { margin-top: 30px; font-size: 15px; color: var(--navy); max-width: var(--measure); line-height: 1.7; }

/* ============================================================
   17. FOUNDER
   ============================================================ */
.founder-grid { display: grid; grid-template-columns: 340px minmax(0,1fr); gap: clamp(40px, 5vw, 72px); align-items: start; }
.founder-card { background: var(--cream); border: 1px solid var(--line); padding: 30px; position: sticky; top: 96px; border-radius: 2px; }
.founder-portrait {
  width: 100%; aspect-ratio: 1; border-radius: 2px; margin-bottom: 22px;
  background: linear-gradient(150deg, var(--navy) 0%, var(--navy-mid) 100%);
  position: relative; overflow: hidden; display: grid; place-items: center; text-align: center; padding: 20px;
}
.founder-portrait .ph {
  font-family: 'JetBrains Mono', monospace; font-size: 10px; letter-spacing: 0.16em;
  color: rgba(245,240,230,0.55); text-transform: uppercase; line-height: 1.9;
}
.founder-portrait::after {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(circle at 32% 28%, rgba(212,155,58,0.14) 0%, transparent 62%);
}
.founder-name { font-family: 'Fraunces', serif; font-size: 24px; font-weight: 600; color: var(--navy); margin-bottom: 4px; letter-spacing: -0.015em; }
.founder-title { font-family: 'JetBrains Mono', monospace; font-size: 10.5px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ochre-text); margin-bottom: 22px; }
.founder-meta { border-top: 1px solid var(--line); padding-top: 18px; display: flex; flex-direction: column; gap: 11px; }
.meta-row { display: flex; justify-content: space-between; gap: 12px; font-size: 12px; }
.meta-row .key { font-family: 'JetBrains Mono', monospace; letter-spacing: 0.1em; text-transform: uppercase; color: var(--slate); }
.meta-row .val { color: var(--navy); font-weight: 500; text-align: right; }

.founder-story h3 { font-family: 'Fraunces', serif; font-size: clamp(22px, 2.6vw, 27px); color: var(--navy); margin: 34px 0 14px; font-weight: 600; letter-spacing: -0.015em; }
.founder-story h3:first-child { margin-top: 0; }
.founder-story p { font-size: 17px; line-height: 1.75; color: var(--ink); margin-bottom: 18px; max-width: var(--measure); }
.founder-story strong { font-weight: 600; }
.pullquote {
  font-family: 'Fraunces', serif; font-size: clamp(21px, 2.6vw, 27px); line-height: 1.38;
  color: var(--navy); font-style: italic; font-weight: 400;
  border-left: 3px solid var(--ochre); padding: 6px 0 6px 28px; margin: 34px 0;
  max-width: 52ch;
}

/* ============================================================
   18. PROOF (founder-led until 5 real reviews exist)
   ============================================================ */
.proof { background: var(--cream); }
.proof-card { max-width: 780px; margin: 0 auto; text-align: center; }
.proof-card .eyebrow { display: block; margin-bottom: 18px; }
.proof-card blockquote { font-family: 'Fraunces', serif; font-size: clamp(22px, 3vw, 32px); line-height: 1.42; color: var(--navy); font-weight: 400; letter-spacing: -0.015em; }
.proof-card .attrib { margin-top: 24px; font-family: 'JetBrains Mono', monospace; font-size: 11px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--slate); }
.proof-note { margin-top: 30px; font-size: 13.5px; color: var(--slate); max-width: 60ch; margin-inline: auto; line-height: 1.65; }

/* ============================================================
   19. FAQ
   ============================================================ */
.faq-list { max-width: 860px; border-top: 1px solid var(--line); }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-q {
  width: 100%; background: none; border: none; cursor: pointer;
  display: flex; justify-content: space-between; align-items: flex-start; gap: 24px;
  padding: 22px 2px; text-align: left;
  font: 600 clamp(16px, 1.8vw, 18.5px)/1.4 'Fraunces', serif;
  color: var(--navy); letter-spacing: -0.01em;
}
.faq-q:hover { color: var(--ochre-text); }
.faq-q .sign { font-family: 'JetBrains Mono', monospace; font-size: 17px; color: var(--ochre-text); flex-shrink: 0; transition: transform 0.25s var(--ease); line-height: 1.3; }
.faq-q[aria-expanded="true"] .sign { transform: rotate(45deg); }
.faq-a { display: none; padding: 0 40px 26px 2px; }
.faq-a.is-open { display: block; }
.faq-a p { font-size: 15.5px; color: var(--slate); line-height: 1.72; max-width: var(--measure); }
.faq-a p + p { margin-top: 12px; }
.faq-a a { color: var(--ochre-text); }

/* ============================================================
   20. QUOTE FORM
   ============================================================ */
.quote { background: var(--navy); color: var(--cream); position: relative; overflow: hidden; }
.quote::before {
  content: ''; position: absolute; top: -120px; right: -120px; width: 520px; height: 520px;
  background: radial-gradient(circle, rgba(212,155,58,0.11) 0%, transparent 62%); pointer-events: none;
}
.quote-grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: clamp(40px, 5vw, 72px); align-items: start; position: relative; z-index: 1; }
.quote .section-title { color: var(--cream); }
.quote .section-lead { color: rgba(245,240,230,0.82); }
.quote-promise { margin-top: 30px; display: flex; flex-direction: column; }
.promise-row { display: flex; align-items: baseline; gap: 16px; padding: 13px 0; border-bottom: 1px solid var(--navy-mid); font-size: 14.5px; color: rgba(245,240,230,0.86); }
.promise-row .num { font-family: 'JetBrains Mono', monospace; font-size: 12px; color: var(--ochre-bright); font-weight: 500; min-width: 24px; }

.form-card { background: var(--paper); color: var(--ink); padding: clamp(28px, 4vw, 44px); border-radius: 2px; box-shadow: 0 32px 64px -28px rgba(0,0,0,0.45); }
.form-title { font-family: 'Fraunces', serif; font-size: 25px; font-weight: 600; color: var(--navy); margin-bottom: 7px; letter-spacing: -0.015em; }
.form-sub { font-size: 14px; color: var(--slate); margin-bottom: 26px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-field { margin-bottom: 17px; }
.form-field label {
  display: block; font-family: 'JetBrains Mono', monospace; font-size: 10px;
  letter-spacing: 0.14em; text-transform: uppercase; color: var(--slate);
  margin-bottom: 7px; font-weight: 500;
}
.form-field label .req { color: var(--ochre-text); }
.form-field input, .form-field select, .form-field textarea {
  width: 100%; padding: 13px 15px; border: 1px solid var(--line);
  background: var(--cream); font-family: 'Inter Tight', sans-serif; font-size: 15px;
  color: var(--ink); border-radius: 2px; transition: border-color 0.2s;
}
.form-field textarea { resize: vertical; min-height: 84px; }
.form-field input:focus, .form-field select:focus, .form-field textarea:focus { border-color: var(--ochre); }
.form-field .err { display: none; margin-top: 6px; font-size: 12.5px; color: #9c3f2c; }
.form-field.has-error input, .form-field.has-error select { border-color: #9c3f2c; }
.form-field.has-error .err { display: block; }
.form-submit {
  width: 100%; padding: 17px; background: var(--navy); color: var(--paper);
  border: none; font: 500 15px/1 'Inter Tight', sans-serif; cursor: pointer;
  border-radius: 2px; transition: background 0.2s; margin-top: 6px;
}
.form-submit:hover { background: var(--ochre); color: var(--navy-deep); }
.form-submit[disabled] { opacity: 0.6; cursor: wait; }
.form-foot { font-size: 12px; color: var(--slate); text-align: center; margin-top: 14px; line-height: 1.55; }
.form-foot a { color: var(--ochre-text); }
.form-status { margin-top: 16px; }
.form-status:empty { margin-top: 0; }
.status-box { padding: 18px 20px; border-radius: 2px; font-size: 14.5px; line-height: 1.6; }
.status-box.ok { background: var(--cream); border: 1px solid var(--ochre); }
.status-box.fail { background: #fbf0ed; border: 1px solid #c9705c; }
.status-box h4 { font-family: 'Fraunces', serif; font-size: 20px; color: var(--navy); margin-bottom: 6px; font-weight: 600; }
.status-box a { color: var(--navy); font-weight: 600; }

/* ============================================================
   21. FOOTER + STICKY MOBILE CALL BAR
   ============================================================ */
footer { background: var(--navy-deep); color: rgba(245,240,230,0.72); padding: clamp(56px, 7vw, 80px) 0 28px; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: clamp(32px, 4vw, 56px); margin-bottom: 52px; }
.footer-brand { max-width: 360px; }
.footer-brand .logo, .footer-brand .logo-text { color: var(--cream); }
.footer-brand .logo { margin-bottom: 18px; }
.footer-brand .logo-sub { color: var(--ochre-bright); }
.footer-brand p { font-size: 14px; line-height: 1.7; margin-bottom: 22px; }
.footer-licence {
  display: inline-block; padding: 8px 14px; border: 1px solid var(--ochre);
  font-family: 'JetBrains Mono', monospace; font-size: 11px; letter-spacing: 0.12em; color: var(--ochre-bright);
}
.footer-col h2 {
  font-family: 'JetBrains Mono', monospace; font-size: 11px; letter-spacing: 0.18em;
  text-transform: uppercase; color: var(--ochre-bright); margin-bottom: 18px; font-weight: 500;
}
.footer-col ul { list-style: none; }
.footer-col li { margin-bottom: 9px; font-size: 14px; }
.footer-col a { color: rgba(245,240,230,0.72); text-decoration: none; font-size: 14px; transition: color 0.2s; }
.footer-col a:hover { color: var(--ochre-bright); }
.footer-areas { font-size: 13px; line-height: 1.8; color: rgba(245,240,230,0.6); margin-top: 30px; padding-top: 26px; border-top: 1px solid var(--navy-mid); }
.footer-bottom {
  border-top: 1px solid var(--navy-mid); padding-top: 26px; margin-top: 26px;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 14px;
  font-family: 'JetBrains Mono', monospace; font-size: 11px;
  color: rgba(245,240,230,0.5); letter-spacing: 0.05em;
}

.call-bar { display: none; }
@media (max-width: 768px) {
  .call-bar {
    display: grid; grid-template-columns: 1fr 1fr;
    position: fixed; left: 0; right: 0; bottom: 0; z-index: 200;
    border-top: 1px solid var(--navy-mid);
    box-shadow: 0 -8px 24px rgba(15,31,58,0.16);
  }
  .call-bar a {
    padding: 15px 10px; text-align: center; text-decoration: none;
    font: 600 14.5px/1 'Inter Tight', sans-serif;
  }
  .call-bar .call { background: var(--ochre); color: var(--navy-deep); }
  .call-bar .quote-link { background: var(--navy); color: var(--paper); }
  body { padding-bottom: 52px; }
}

/* ============================================================
   22. MOTION — scroll-driven where supported, all guarded
   ============================================================ */
@media (prefers-reduced-motion: no-preference) {
  @supports (animation-timeline: view()) {
    .reveal {
      animation: reveal-in linear both;
      animation-timeline: view();
      animation-range: entry 5% cover 26%;
    }
    @keyframes reveal-in {
      from { opacity: 0; transform: translateY(18px); }
      to   { opacity: 1; transform: none; }
    }
  }
  .btn-primary:hover { transform: translateY(-1px); }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
    scroll-behavior: auto !important;
  }
  .ticker-track { animation: none; transform: none; }
  .problem::before { animation: none; }
}

/* View Transitions — cross-page navigation */
@view-transition { navigation: auto; }
@media (prefers-reduced-motion: reduce) {
  ::view-transition-group(*), ::view-transition-old(*), ::view-transition-new(*) { animation: none !important; }
}

/* ============================================================
   23. RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .nav-links { display: none; }
  .nav-toggle { display: inline-block; }
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero-side { border-left: none; border-top: 1px solid var(--line); padding-left: 0; padding-top: 28px; }
  .problem-grid, .insurance-grid, .quote-grid, .founder-grid, .report-grid { grid-template-columns: minmax(0, 1fr); }
  .founder-card, .scenario-card { position: static; }
  .founder-grid { grid-template-columns: 1fr; }
  .founder-card { max-width: 380px; }
  .process-grid { grid-template-columns: 1fr 1fr; }
  .process-step { border-right: none; border-bottom: 1px solid var(--line); padding: 28px 0 !important; }
  .process-step:nth-child(odd) { padding-right: 22px !important; border-right: 1px solid var(--line); }
  .pricing-grid { grid-template-columns: 1fr; max-width: 480px; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .marker { display: none; }
}
@media (max-width: 600px) {
  .process-grid { grid-template-columns: 1fr; }
  .process-step { border-right: none !important; padding: 26px 0 !important; }
  .footer-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; gap: 0; }
  .report-photos { grid-template-columns: repeat(2, 1fr); }
  .footer-bottom { flex-direction: column; gap: 8px; }
}

/* ============================================================
   24. INNER PAGE COMPONENTS
   Used by every page except the home page.
   ============================================================ */

/* --- Page hero: compact, editorial, no side rail --------- */
.page-hero { padding: clamp(36px, 5vw, 64px) 0 clamp(40px, 6vw, 72px); position: relative; overflow: hidden; }
.page-hero::before {
  content: ''; position: absolute; top: -120px; right: -10%;
  width: 560px; height: 560px; pointer-events: none;
  background: radial-gradient(circle, rgba(212,155,58,0.09) 0%, transparent 68%);
}
.page-hero-inner { position: relative; z-index: 1; max-width: 900px; }
.page-hero h1 {
  font-family: 'Fraunces', Georgia, serif; font-optical-sizing: auto;
  font-size: clamp(34px, 5.4vw, 68px); line-height: 1.0;
  letter-spacing: -0.035em; color: var(--navy); font-weight: 700;
  margin: 18px 0 22px;
}
.page-hero h1 em { font-style: italic; font-weight: 500; color: var(--ochre-text); }
.page-hero .lead { font-size: clamp(17px, 1.9vw, 20px); color: var(--slate); line-height: 1.62; max-width: 60ch; }
.page-hero .hero-actions { margin-top: 30px; }

/* --- Breadcrumb ------------------------------------------ */
.breadcrumb { font-family: 'JetBrains Mono', monospace; font-size: 10.5px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--slate); }
.breadcrumb ol { list-style: none; display: flex; flex-wrap: wrap; gap: 8px; }
.breadcrumb a { color: var(--slate); text-decoration: none; border-bottom: 1px solid transparent; }
.breadcrumb a:hover { color: var(--navy); border-bottom-color: var(--ochre); }
.breadcrumb li + li::before { content: '/'; margin-right: 8px; color: var(--line); }
.breadcrumb [aria-current] { color: var(--ochre-text); }

/* --- Prose: long-form body copy and legal pages ---------- */
.prose { max-width: 72ch; }
.prose > * + * { margin-top: 18px; }
.prose h2 {
  font-family: 'Fraunces', serif; font-size: clamp(24px, 3vw, 32px); font-weight: 700;
  color: var(--navy); letter-spacing: -0.02em; line-height: 1.15;
  margin-top: 52px; padding-top: 26px; border-top: 1px solid var(--line);
}
.prose h2:first-child { margin-top: 0; padding-top: 0; border-top: none; }
.prose h3 { font-family: 'Fraunces', serif; font-size: clamp(18px, 2.1vw, 21px); font-weight: 600; color: var(--navy); margin-top: 32px; }
.prose p { font-size: 16.5px; line-height: 1.75; color: var(--ink); }
.prose p.muted { color: var(--slate); font-size: 15.5px; }
.prose ul, .prose ol { padding-left: 22px; }
.prose li { font-size: 16.5px; line-height: 1.72; color: var(--ink); margin-bottom: 9px; }
.prose li::marker { color: var(--ochre-text); }
.prose a { color: var(--ochre-text); }
.prose strong { font-weight: 600; color: var(--navy); }
.prose .fine { font-size: 13.5px; color: var(--slate); line-height: 1.65; }

/* --- Data tables (comparison, fees, terms) --------------- */
.table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; margin: 8px 0; }
table.data { width: 100%; border-collapse: collapse; min-width: 620px; font-size: 14.5px; }
table.data caption { text-align: left; font-family: 'JetBrains Mono', monospace; font-size: 10.5px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--slate); padding-bottom: 14px; }
table.data th, table.data td { text-align: left; padding: 14px 16px; border-bottom: 1px solid var(--line); vertical-align: top; }
table.data thead th {
  font-family: 'JetBrains Mono', monospace; font-size: 10.5px; letter-spacing: 0.14em;
  text-transform: uppercase; color: var(--paper); background: var(--navy); font-weight: 500;
  border-bottom: none;
}
table.data thead th:first-child { border-radius: 2px 0 0 0; }
table.data thead th:last-child { border-radius: 0 2px 0 0; }
table.data tbody th { font-weight: 600; color: var(--navy); font-size: 14.5px; }
table.data td { color: var(--slate); }
table.data td.yes { color: var(--ochre-text); font-weight: 700; }
table.data td.no { color: var(--line); }
table.data tbody tr:nth-child(even) { background: rgba(212,155,58,0.035); }
table.data .highlight { background: rgba(212,155,58,0.09) !important; }
.table-hint { display: none; font-family: 'JetBrains Mono', monospace; font-size: 10px; letter-spacing: 0.12em; text-transform: uppercase; color: var(--slate); margin-top: 8px; }
@media (max-width: 700px) { .table-hint { display: block; } }

/* --- Split content block --------------------------------- */
.split { display: grid; grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: clamp(36px, 5vw, 72px); align-items: start; }
.split.narrow-right { grid-template-columns: minmax(0,1.25fr) minmax(0,1fr); }
@media (max-width: 900px) { .split, .split.narrow-right { grid-template-columns: minmax(0, 1fr); } }

/* --- Generic card grid ----------------------------------- */
.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 270px), 1fr)); gap: 20px; }
.card {
  background: var(--paper); border: 1px solid var(--line); border-radius: 2px;
  padding: 28px 26px; display: flex; flex-direction: column;
}
.cream-ground .card { background: var(--cream); }
.card .card-num { font-family: 'JetBrains Mono', monospace; font-size: 11.5px; letter-spacing: 0.12em; color: var(--ochre-text); margin-bottom: 16px; }
.card h3 { font-family: 'Fraunces', serif; font-size: 19px; font-weight: 600; color: var(--navy); margin-bottom: 10px; line-height: 1.25; }
.card p { font-size: 14.5px; color: var(--slate); line-height: 1.65; }
.card p + p { margin-top: 10px; }
.card.dark { background: var(--navy); border-color: var(--navy); }
.card.dark h3 { color: var(--cream); }
.card.dark p { color: rgba(245,240,230,0.82); }
.card.dark .card-num { color: var(--ochre-bright); }

/* --- Key-figure strip ------------------------------------ */
.figure-strip { display: grid; grid-template-columns: repeat(auto-fit, minmax(min(100%, 200px), 1fr)); gap: 1px; background: var(--line); border: 1px solid var(--line); }
.figure-cell { background: var(--paper); padding: 26px 24px; }
.cream-ground .figure-cell { background: var(--cream); }
.figure-cell .fig { font-family: 'Fraunces', serif; font-size: clamp(30px, 3.6vw, 42px); font-weight: 600; color: var(--navy); line-height: 1; letter-spacing: -0.03em; margin-bottom: 10px; font-variant-numeric: lining-nums tabular-nums; }
.figure-cell .fig-label { font-size: 13.5px; color: var(--slate); line-height: 1.55; }
.figure-cell .fig-source { font-family: 'JetBrains Mono', monospace; font-size: 9.5px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--slate); opacity: 0.8; margin-top: 12px; line-height: 1.5; }

/* --- CTA band -------------------------------------------- */
.cta-band { background: var(--navy); color: var(--cream); position: relative; overflow: hidden; }
.cta-band::before { content: ''; position: absolute; top: -140px; right: -100px; width: 500px; height: 500px; background: radial-gradient(circle, rgba(212,155,58,0.11) 0%, transparent 62%); pointer-events: none; }
.cta-band-inner { position: relative; z-index: 1; display: grid; grid-template-columns: minmax(0,1fr) auto; gap: 40px; align-items: center; }
.cta-band h2 { font-family: 'Fraunces', serif; font-size: clamp(26px, 3.4vw, 40px); font-weight: 700; color: var(--cream); letter-spacing: -0.025em; line-height: 1.1; margin-bottom: 14px; }
.cta-band h2 em { font-style: italic; font-weight: 500; color: var(--ochre-bright); }
.cta-band p { font-size: 16.5px; color: rgba(245,240,230,0.82); line-height: 1.65; max-width: 56ch; }
.cta-band .btn-primary { background: var(--ochre); color: var(--navy-deep); white-space: nowrap; }
.cta-band .btn-primary:hover { background: var(--ochre-bright); }
@media (max-width: 800px) { .cta-band-inner { grid-template-columns: 1fr; gap: 26px; } }

/* --- Checklist ------------------------------------------- */
.checklist { list-style: none; }
.checklist li { display: grid; grid-template-columns: 22px 1fr; gap: 14px; padding: 11px 0; font-size: 15.5px; color: var(--ink); line-height: 1.6; border-bottom: 1px solid var(--hairline); }
.checklist li::before { content: '✓'; color: var(--ochre-text); font-weight: 700; }
.checklist.cross li::before { content: '×'; font-family: 'JetBrains Mono', monospace; }

/* --- Quiet note box -------------------------------------- */
.note-box { border-left: 3px solid var(--ochre); background: var(--cream); padding: 22px 26px; border-radius: 0 2px 2px 0; }
.cream-ground .note-box { background: var(--paper); }
.note-box .note-label { font-family: 'JetBrains Mono', monospace; font-size: 10.5px; letter-spacing: 0.15em; text-transform: uppercase; color: var(--ochre-text); margin-bottom: 10px; }
.note-box p { font-size: 15px; color: var(--ink); line-height: 1.68; }
.note-box p + p { margin-top: 10px; }

/* --- Contact page ---------------------------------------- */
.contact-grid { display: grid; grid-template-columns: minmax(0,1fr) minmax(0, 480px); gap: clamp(36px, 5vw, 72px); align-items: start; }
@media (max-width: 900px) { .contact-grid { grid-template-columns: minmax(0, 1fr); } }
.contact-list { list-style: none; }
.contact-list li { padding: 18px 0; border-bottom: 1px solid var(--line); }
.contact-list .k { display: block; font-family: 'JetBrains Mono', monospace; font-size: 10px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--slate); margin-bottom: 6px; }
.contact-list .v { font-size: 19px; color: var(--navy); font-weight: 500; text-decoration: none; }
.contact-list a.v:hover { color: var(--ochre-text); }

/* --- Sample report page ---------------------------------- */
.report-page { background: var(--cream); }
.report-full { background: var(--paper); border: 1px solid var(--line); box-shadow: 0 30px 60px -34px rgba(15,31,58,0.3); border-radius: 2px; max-width: 860px; margin: 0 auto; }
.report-full .rf-head { background: var(--navy); color: var(--cream); padding: 28px clamp(22px, 4vw, 40px); border-radius: 2px 2px 0 0; }
.report-full .rf-head h2 { font-family: 'Fraunces', serif; font-size: clamp(20px, 2.6vw, 26px); font-weight: 600; color: var(--cream); letter-spacing: -0.015em; }
.report-full .rf-head .rf-sub { font-family: 'JetBrains Mono', monospace; font-size: 10.5px; letter-spacing: 0.14em; text-transform: uppercase; color: var(--ochre-bright); margin-top: 8px; }
.report-full .rf-body { padding: clamp(22px, 4vw, 40px); }
.report-full h3 {
  font-family: 'JetBrains Mono', monospace; font-size: 10.5px; letter-spacing: 0.16em;
  text-transform: uppercase; color: var(--ochre-text); margin: 34px 0 14px;
  padding-bottom: 10px; border-bottom: 1px solid var(--line);
}
.report-full h3:first-child { margin-top: 0; }
.sample-flag {
  background: rgba(212,155,58,0.14); border: 1px dashed var(--ochre);
  padding: 14px 18px; border-radius: 2px; margin-bottom: 26px;
  font-size: 13.5px; color: var(--navy); line-height: 1.6;
}
.sample-flag strong { font-weight: 600; }

/* --- 404 -------------------------------------------------- */
.notfound { min-height: 62vh; display: grid; place-items: center; text-align: center; }
.notfound .code { font-family: 'Fraunces', serif; font-size: clamp(72px, 14vw, 160px); font-weight: 700; color: var(--navy); line-height: 0.9; letter-spacing: -0.05em; }
.notfound .code span { color: var(--ochre-text); font-style: italic; font-weight: 500; }

/* --- Section ground helpers ------------------------------- */
.cream-ground { background: var(--cream); }
.centered { margin-left: auto; margin-right: auto; text-align: center; }
.centered .section-lead { margin-left: auto; margin-right: auto; }
.stack-lg > * + * { margin-top: 26px; }